Aug 4, 2025
Which States Are Most Behind on Their Debt? 💳

Key takeaways
- Debt delinquency refers to falling behind on payments for loans or credit cards past their due date
- Delinquency can have consequences for your credit, including late fees, and higher rates
Mississippi is the most delinquent state
Mississippi residents are delinquent on 13.1% of their overall debt balance, meaning more than one in eight dollars owed is past due—a rate significantly higher than the national average of 7.16%.