Highlights From a 2025 U.S. Retirement Survey

Key takeaways

• The amount Americans expect they'll need to retire comfortably has gone down from $1.46M in 2024, to $1.26M in 2025.
• Millennials and Gen X are the most concerned about outliving their savings, with 24% of each cohort saying it's "very likely"
• Gen Z seems to be the most financially optimistic, expecting to begin saving by age 24, and to retire by age 61.