Where Data Tells the Story
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A six-figure salary used to be a benchmark of financial success. In much of the U.S. housing market, it’s now closer to the starting point for buying a home, even with a substantial down payment.
This map shows the annual income needed to buy a median-priced existing home in 50 major U.S. metro areas in Q2 2026, using data from HSH.com. It assumes a 20% down payment and a 30-year fixed mortgage, with principal, interest, property taxes, and insurance taking up 28% of gross income.
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