What We're Showing
This graphic shows the cost of the American Dream in 2025, based on analysis from Investopedia.
Key Takeaways
- A 20-year retirement is the largest expense, requiring an estimated $1.6 million in minimum savings.
- Home ownership has an average lifetime cost of $957,594.
- To calculate these costs, Investopedia applied the median U.S. home price of roughly $415,000 with a 20% down payment. Then, payments for a 30-year fixed mortgage at 6.69% were calculated, excluding maintenance and Homeowners Association fees.
