Mapped: U.S. States Where Americans Can Save Easily—And Where They Can’t

Key Takeaways

• Bankrate’s analysis ranks Tennessee as the easiest state to save in, helped by its low cost of living & lack of income tax.
• Hawaii ranks last, due to high living costs & declining employment growth.
• Refer to the data tab for ranks on sub-indicators used in this analysis.

All the Things This Data Doesn’t Tell Us

A glance at the map reveal geographic patterns: it’s easier to save in the south than the coasts.

However Southern states also have lower incomes, higher average debt, and a greater share of their populations below the poverty threshold.