Mapped: The Income Needed to Buy a Home in 2025

Key takeaways

• Buyers would need to earn six figures to afford a median-priced home in all but 15 states
• The average four-person household can’t afford the mortgage on a median three-bedroom home.

Highest: In Hawaii, a median three-bedroom home costs $797K, requiring a $229K salary.

Lowest: In West Virginia, the buyer needs a $71K salary—well below the state’s $90K median income.