Where Data Tells the Story
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This map ranks 56 major U.S. cities by the annual income a family of four needs to live comfortably.
Using data from SmartAsset, based on the MIT Living Wage Calculator updated in February 2026, the estimates apply the 50/30/20 budgeting framework: 50% of income for necessities, 30% for discretionary spending, and 20% for savings.
The results highlight how much the cost of maintaining the same standard of living varies across the country.
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