Jun 6, 2025
Top Indonesia Banks' Loan to Deposit Ratio (LDR)

An Intriguing Performance Profile
BBRI has disbursed the highest volume of loans and exhibits the highest Loan-to-Deposit Ratio (LDR) among its peers, indicating its lending approach and mandate. However, a similar rise in LDR is observed across other major banks.
A look into historical loan and deposit data could help to give a broader view if there was slowdown in deposit growth or if loan growth has simply accelerated beyond deposit growth.
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