Mapped: U.S. Credit Card Delinquency Rates by State (2025) - Voronoi
Dec 31, 2025
Mapped: U.S. Credit Card Delinquency Rates by State (2025)
Key Takeaways
A payment is considered delinquent once it’s 30 days or more past due. Lenders report these late payments to credit bureaus, which can lower credit scores and signal financial stress in the economy.
Credit card delinquency rates are highest in the Deep South, led by Mississippi (37%), Louisiana (32%), and Alabama (31%).
