Natural Disaster Risk in the Continental U.S.

Methodology: The natural disaster risk assessment was based on the following formula: Hazard x Exposure x Vulnerability. A brief description of each factor is below.

Hazard: Annualized Frequency of each disaster (list below) (FEMA National Risk Index)

Exposure: Population and Total Building Value (FEMA National Risk Index)

Vulnerability: Composite score of Resilience Infrastructure, Disaster Prevention Planning, and Lasting Damage Rank (SmileHub Disaster Preparedness ranking). Since the study measured overall resilience, Vulnerability = 100 - Resilience Score

Natural Disasters measured in this analysis: Avalanche, Coastal Flooding, Cold Wave, Drought, Earthquake, Hail, Heat Wave, High Wind, Hurricane, Ice Storm, Landslide, Lightning, River Flooding, Tornado, Tsunami, Volcanic Eruption, Wildfire, Winter Weather.

In addition to the map comments, these are more key takeaways:

Three of the Top 10 highest risk states landed in the Bottom 10 of disaster preparedness: Arizona, South Carolina, and Illinois
Florida's #1 rank in overall risk is intensified by having the third-lowest resilient infrastructure score
Five Northeast Corridor states (CT, NY, NJ, MD, DE) are Top 10 in overall risk
The Northern Rocky Mountain region (MT, WY, ID) has the lowest risk due to low annualized frequency and low exposure

As climate concerns grow, resilient infrastructure and disaster prevention planning must become a central focus in high-risk states.